Introduction

These Terms and Conditions apply to all SMS messages sent and received as part of the A2P
10DLC messaging services provided by Timothy Charles Financial, LLC. Your use of this
service constitutes acceptance of these terms.

Company Information

Company Name: Timothy Charles Financial, LLC

Messaging Consent

As a user, you must explicitly consent to receive messages from Timothy Charles Financial,
LLC. Consent can be given through various channels including, but not limited to, our website
sign-up forms, paper forms, or verbally through customer service interactions.

Message Types and Frequency

Messages sent by Timothy Charles Financial, LLC may include alerts, reminders, promotional
offers, updates, and other relevant communications. The frequency of these messages will
depend on your interaction with our services and your preferences.

Data Rates and Charges

Standard message and data rates may apply to any messages you send or receive as part of
our service. This could affect your bill and depends on the terms set by your mobile carrier.

Opt-Out Instructions

To discontinue receiving messages from Timothy Charles Financial, LLC, you can reply “STOP”
to any of our messages at any time. This will unsubscribe you from our SMS communications.

Privacy Policy

Our Privacy Policy outlines how we collect, use, and protect your data in relation to our A2P
10DLC messaging service. It can be found on our website.

Message Delivery

Timothy Charles Financial, LLC does not guarantee that messages will be delivered without
delays or failures. Such issues can occur due to factors outside our control, such as network
problems or device compatibility.

User Obligations

When using our messaging service, you agree to abide by all applicable laws and regulations.
You must not use this service to send messages that are offensive, illegal, or intended to harass
or harm others.

Compliance with Laws

You acknowledge that the messaging service must be used in compliance with all relevant laws,
including those relating to privacy, telecommunications, and commercial communications.

Changes to Terms and Conditions

Timothy Charles Financial, LLC reserves the right to change these Terms and Conditions at any
time. Changes will be communicated through our website or direct communications where
feasible.

Contact Information

For any queries or concerns regarding these Terms and Conditions, please contact Timothy
Charles Financial, LLC at timothycharlesfinancial.com.